Discover how behavioral modeling helps predict consumer actions using spending data, enabling businesses to refine targeting and enhance risk assessment.

BNPL consumer debt and rising credit card balances are reshaping how Americans fund holiday spending—and what it signals for consumer credit in 2026.

Average Credit Card balances grew year-over-year as holiday shopping stimulated consumer spending, according to the latest ...

AFRM and American Express Company AXP operate in different corners of the payments ecosystem, but both sit squarely at the ...

Many credit cards offered by major retailers continue to charge exorbitant annual percentage rates, despite moves by the Federal Reserve to lower interest rates in the economy. In a report released ...