Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

In an increasingly unpredictable market, the old playbook of chasing past performance just doesn’t cut it anymore. Indexed universal life insurance (IUL) has long been a powerful tool for both ...

What Is an Indexed Universal Life (IUL) Insurance? Indexed universal life insurance is an insurance product that combines a death benefit with an investment component. It is a permanent form of ...

IUL illustrations are often wildly inaccurate. Indexed universal life is a good product that is not being marketed and packaged correctly, said a leading industry analyst during day two of NAILBA 43.

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

Indexed universal life (IUL) insurance combines life insurance coverage with the opportunity to accumulate cash value linked to the performance of a stock market index, such as the S&P 500. Investors ...