Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

A string of recent natural disasters has increased awareness of the dangers, yet nearly one-third of Americans haven’t taken financial steps to prepare for a natural disaster, and less than one-third ...

Forbes contributors publish independent expert analyses and insights. author of Chained to the Desk in a Hybrid World: A Guide to Balance. A new study by DJC Law sought to identify the most dangerous ...